What Do You Need For A Mortgage App?
If you’re looking to purchase a new home, you may find yourself overwhelmed with questions about which steps to take and what you will be responsible for providing. Finding a competitive lender and filling out a mortgage application are very important parts of the process. The mortgage application provides lenders with the information they need to qualify applicants for the home they are seeking to purchase. What do you need to bring when you go to speak with a lender? We’ve provided a list below!
You will need:
– your most recent pay stub with year to date earnings
– W-2’s from the last two years
– the previous year’s tax returns
– your last two month’s bank statements
– a valid driver’s license, and
– proof of all income
Having this information on hand when you meet with a lender will help speed up the process and keep you from making multiple trips to gather all the necessary paperwork!
This information has been obtained from Guaranty Bank & Trust. You can visit them at www.gbtonline.com. Ask to speak with Kristi Carter or Eddie Reed at the Hernando branch. If you’re in the market for a new home or looking to build a custom home, visit www.gustafsonproperties.com and contact us today! This is the year to get the home you’ve always wanted!
